Debt Management Program
Determining if CCCS is for you:
Are your behind on your payments?
Do you have more bills than money at the end of the month?
Are creditors calling you every waking moment?
How CCCS can help:
We can notify your creditors of your entrance into our program to pay off your debts; propose for them to lower your interest rates and waive future past due fees. CCCS can help you manage your monthly bills. Our counselors can set up a program tailored to your needs.
The First Step
Once you have determined you need help, please set up an appointment to speak with one of our counselors. Your counselor will review your monthly debts and determine a payment schedule.
On Your Way To Debt Recovery
You will make payments to CCCS, and on your behalf, we will pay your creditors on a set schedule. CCCS will keep you up to date on your credit balances and how much you still owe. It is important that you provide CCCS with current statements in order for us to maintain the most up-to-date information. Making your payments to CCCS on time is crucial to keep your creditors from charging late or past due fees.
Paid In Full
When a creditor is paid in full, we will notify them to verify the balance of your account. Then you will be informed of the paid off debt.